Free tools
Run the numbers before you sign anything.
Six calculators and checkers that show the math behind business financing. No login, nothing gated, every figure an estimate you can check yourself.
MCA Cost Calculator
Estimates the total payback, per payment amount and annualized cost of a merchant cash advance from the advance amount, factor rate and term you enter.
Open the toolHow Much Can I Get? Estimator
Estimates a conservative business funding range from monthly revenue, time in business and industry. A starting point for a conversation, never a quote.
Open the toolPayment Affordability Checker
Checks a proposed funding payment against monthly revenue and existing obligations, and says in plain words how much margin of safety would remain.
Open the toolOffer Comparison Tool
Normalizes two or three funding offers you already have onto the same yardsticks: total cost, cost per dollar and annualized cost. No ranking, no scores.
Open the toolCash Flow Gap Calculator
Projects cash in and cash out across the next 90 days to estimate whether a shortfall is coming, how deep it runs and roughly when it would hit.
Open the toolDocument Readiness Checker
An interactive checklist of the documents funding providers typically request, organized by funding type, with progress shown as you gather them.
Open the tool
Financing options are provided by participating financing providers and are subject to their eligibility requirements, approval and terms.