Privacy Policy

Last updated: [Date (set upon legal review)]

This Privacy Policy describes how ClickFundBiz [legal entity name (to be confirmed)] ("ClickFundBiz," "we," "us," or "our") collects, uses, shares, and protects information when you visit our website, contact us, or submit a business financing request.

ClickFundBiz is a commercial financing broker/intermediary and is not itself the financing provider. Financing is provided by participating financing providers, which independently determine eligibility, approval, pricing, fees, terms and conditions.

1. Information We Collect

We collect information you provide directly to us and limited technical information generated when you use our website:

  • Business information: legal business name, DBA, address, entity type, state of formation, industry, time in business, number of employees, and similar details about your company.
  • Owner and contact information: names, titles, ownership percentages, email addresses, phone numbers, and mailing addresses of business owners and contacts you identify.
  • Financial information: revenue figures, deposit history, existing debt obligations, requested financing amounts, and other financial details relevant to evaluating a financing request.
  • Documents: bank statements, tax returns, financial statements, formation documents, and other materials you upload in connection with an application.
  • Technical and usage data: IP address, browser and device type, pages visited, referring pages, and how you interact with our website.

2. Why We Collect Information

We collect this information in order to:

  • Evaluate your business financing request and assess which financing options may fit your situation.
  • Match your request with third-party financing providers for their independent consideration.
  • Communicate with you about your request, including status updates and requests for additional information or documentation.
  • Comply with applicable legal, regulatory, and record-keeping obligations.
  • Operate, secure, and improve our website and services.

3. How We Use Your Information

We use the information described above to review financing requests for completeness, prepare and transmit submissions to financing providers, present any resulting offers to you, respond to your inquiries, and send transactional communications about your application.

We send marketing communications only if you separately opt in. Marketing consent is optional, is never a condition of applying, and can be withdrawn at any time using the unsubscribe mechanism in those communications or by contacting us.

We may also use information to detect and prevent fraud or misuse of our services and to establish, exercise, or defend legal claims.

4. Who Receives Your Information

  • Third-party financing providers: with your authorization, we share application information and supporting documents with the financing providers your request may be matched with. Each provider handles your information under its own privacy policy and practices.
  • Service providers: companies that perform services on our behalf, such as website hosting, data storage, and email delivery, subject to obligations appropriate to the services they provide.
  • As required by law: in response to lawful requests by courts, regulators, or law enforcement, or where disclosure is necessary to protect our rights, your safety, or the safety of others.

ClickFundBiz does not sell personal information. [Confirm and expand this statement as required by applicable state privacy laws, per legal review]

5. Data Retention

Information is retained as long as needed for the purposes described in this policy and as required by applicable law. Document retention schedules are published upon request.

6. Your Rights and Choices

Subject to applicable law, you may request access to the personal information we hold about you, ask us to correct inaccurate information, or ask us to delete information. To make a request, contact us using the details in the Contact section below. We may need to verify your identity before acting on a request, and certain information may be exempt from deletion where we are required to retain it.

State-specific privacy rights. [Section to be completed upon legal review; residents of certain states may have additional rights under applicable state privacy laws]

7. Cookies and Analytics

We use cookies and similar technologies to keep you signed in, remember preferences, and operate the website. We use privacy-conscious analytics to understand aggregate usage of the site. We do not send sensitive application or financial data to advertising platforms. You can control cookies through your browser settings; disabling cookies may affect some site functionality.

8. Security

We use administrative and technical safeguards designed to protect your information, including encryption of data in transit, access controls that limit who can view application information, and private storage for uploaded documents. No method of transmission or storage is completely secure, and we cannot guarantee absolute security; we encourage you to protect your account credentials and contact us promptly with any security concerns.

9. Children

Our website and services are intended for businesses and their authorized representatives. They are not directed to individuals under 18, and we do not knowingly collect information from anyone under 18. If you believe a person under 18 has provided us information, please contact us so we can delete it.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page, and material changes will be communicated as required by applicable law. Your continued use of the website after an update means the revised policy applies to you.

11. Contact Us

For questions about this Privacy Policy or to exercise your rights, reach us through our contact page or by email at [privacy contact email (to be confirmed)].