Broker Disclosure

ClickFundBiz acts as a broker/intermediary between businesses seeking financing and third-party financing providers. We help you assemble a financing request, and we may submit it to one or more providers for their independent consideration. We do not lend money, we do not approve or decline applications, and we do not set the rates, fees, terms, or conditions of any financing product.

Submitting an application does not guarantee approval, funding, or any particular rate or term.

In most transactions we are paid by the financing provider, typically as a commission based on the amount funded. In some transactions we may instead, or additionally, charge you a fee for our services. Any fee payable by you will be disclosed to you in writing before you become obligated to pay it, and you are never charged a fee simply for submitting an application or for reviewing options.

Because compensation can vary by provider and by financing product, the amount we receive may differ between the options presented to you. We tell you this plainly so you can weigh it: compare every offer on its own total cost and terms, and ask us or the provider anything you want to know before you decide.

Where applicable law or a financing provider requires compensation to be disclosed in a specific form or at a specific time, that disclosure will be provided to you with your offer documents.

If a financing provider extends an offer, the final terms of that financing, including the amount, rate or cost, fees, repayment schedule, and any required agreements, come directly from the provider. You will work directly with the provider to review, finalize, and sign your financing documents, and any financing agreement is between you and that provider. We encourage you to:

• Read every offer document carefully, including all cost and fee disclosures, before signing.
• Ask the provider directly about anything that is unclear, including total repayment cost and prepayment treatment.
• Consult your own financial, legal, or tax advisors before entering into any financing transaction.

Certain states have commercial financing disclosure laws that require specific disclosures in connection with commercial financing offers or broker services. States that have adopted commercial financing disclosure or broker registration requirements include California, New York, Utah, Virginia, Georgia, Florida, Connecticut, Kansas and Missouri. What each law covers differs: some apply to the financing provider, some to the broker, and some only to particular kinds of financing, such as sales-based or open-end products, or only below a stated transaction size.

Where a transaction is covered, the disclosures that state requires, in the format it prescribes, will be provided to you by the financing provider or by ClickFundBiz before you become obligated on the financing. These requirements change as states adopt new rules, so we review them on an ongoing basis and confirm the requirements that apply to a state before accepting applications from businesses located there. Where we cannot meet the applicable requirements, we do not accept applications from that state.

If you have questions about our role or this disclosure, reach us through our contact page. For licensing and registration information, see our Licensing & Regulatory Information page.