Commercial Financing
Not every business need fits neatly into a standard product. Commercial financing covers other business-purpose solutions available through participating financing providers, from invoice financing to premises, vehicles and acquisitions. Tell us what you're working toward and we'll help you explore what providers may offer.
Financing options are provided by participating financing providers and are subject to their eligibility requirements, approval and terms.
Commercial Financing
Common uses
Every business is different. These are some of the purposes businesses often pursue with this type of financing.
- Unlocking cash tied up in unpaid invoices and receivables
- Financing commercial vehicles beyond standard equipment programs
- Purchasing or improving business premises, through eligible business-purpose programs
- Funding franchise entry or additional franchise units
- Financing a business acquisition or partner buyout
- Specialized needs in industries with unique cash cycles
- Combining financing types to fit a larger project
- Situations where you're simply not sure which product fits
What to expect
How the process works
One application. Multiple possibilities. ClickFundBiz works as a broker on your behalf; financing providers make all credit decisions.
Apply once
Tell us about your business, your financing needs and your timeline. One application covers every option we explore for you.
We identify providers
Our team reviews your request and identifies participating financing providers whose programs and criteria may fit your business.
Compare any offers
If a provider extends an offer, you review its terms directly (amount, payments, cost and conditions) and decide what works for you.
The provider funds
The financing provider you choose completes its own underwriting and, if it approves your application, funds your business directly.
Commercial financing spans many structures, and availability depends on your business, your need and each provider's programs. All amounts, rates, fees and terms vary by provider and applicant, and every solution we help you explore is strictly for business purposes, not personal, family or household use.
Underwriting
Factors providers often consider
Each financing provider sets its own criteria and makes its own decisions. These are factors providers commonly review, not requirements set by ClickFundBiz, and not a checklist that promises any outcome.
Commonly reviewed
- The specific need and how the funds would be used
- Revenue, cash flow and business bank activity
- Time in business and operating history
- Assets involved: receivables, vehicles, premises or the business being acquired
- Credit profile of the business and its owners
- Industry, location and any program-specific criteria a provider applies
Worth keeping in mind
- Less common structures can involve more provider-specific terms, so read offers closely and ask questions
- Invoice financing costs depend on your customers' payment behavior as well as your own profile
- Real-estate-related financing typically involves appraisals, more documentation and longer timelines
- Acquisition financing usually requires financials from the business being acquired
- If a simpler product fits your need, we'll help you see that comparison too
Submitting an application does not guarantee approval, funding, or any particular rate or term.
FAQs
Common questions
Straight answers about how this type of financing typically works and how our broker process applies.
What if I don't know which financing product I need?
How does invoice financing work?
Can ClickFundBiz help with financing to buy a business?
Is commercial financing available for personal purchases?
More options
Explore other financing options
Not sure this is the right fit? Compare other ways businesses finance their goals, or tell us in your application and we can help you narrow it down.
Let's find financing that fits your business.
One application. Multiple possibilities. Start when you're ready. There's no obligation to accept any offer.
Financing options are provided by participating financing providers and are subject to their eligibility requirements, approval and terms.