FAQ

Frequently asked questions

Straight answers about exploring business financing, completing your application, reviewing available options, and what to expect along the way.

The basics

Start here

How does ClickFundBiz work?
ClickFundBiz gives business owners one streamlined way to explore commercial financing options. You provide information about your business and funding needs, and where appropriate, we work with participating financing providers to identify options that may fit your business. Available financing is subject to the requirements, approval and terms of the applicable financing provider.
Who provides the financing?
Financing is provided by participating financing providers. Each provider independently evaluates applications and determines whether to offer financing, along with the applicable amount, pricing, fees, terms and conditions.
What types of business financing can I explore?
Depending on your business profile and financing needs, options may include working capital, business term financing, business lines of credit, equipment financing, invoice or receivables financing, SBA-related financing and other commercial financing products. Options vary by business and participating provider.
How much can I apply for?
The amount you can request depends on factors such as your business revenue, time in business, financing purpose, financial profile and the requirements of the applicable financing provider.
Does applying guarantee approval?
No. Submitting an application does not guarantee approval. Financing decisions are made by the applicable financing provider based on its eligibility requirements and underwriting process.
Does applying guarantee funding?
No. Financing availability, approval, amount, pricing, terms and funding are determined by the applicable financing provider. ClickFundBiz does not guarantee that financing will be offered or funded.

The process

Applying, documents and options

What information will I need?
We'll ask for information about your business, ownership, revenue, financing needs and financial profile. The exact information required may vary depending on the financing options being considered.
What documents may I need?
Depending on your business and financing request, you may be asked for documents such as business bank statements, tax returns, financial statements, identification, existing financing information, invoices, equipment quotes or other supporting documentation. We only ask for documents that are relevant to your application and the applicable provider's requirements.
How is my information shared with financing providers?
Your information may be shared with participating financing providers when appropriate and as authorized by you. Providers use the information to evaluate your financing request and determine whether they can offer financing. For details, please review our Privacy Policy and the authorizations shown in the application.
Are my documents secure?
ClickFundBiz is designed to handle application information and documents through secure systems. Access to sensitive information is limited to authorized personnel and applicable service providers.
Will applying affect my credit?
Credit inquiry practices can vary by financing provider and product. Depending on the provider and stage of the application, a soft or hard credit inquiry may be used. Any required authorization and applicable disclosures will be provided before the relevant credit inquiry.
How will financing options be presented?
When financing providers return available options, ClickFundBiz presents the applicable provider, financing amount, payment information, pricing or factor information, fees, term and other applicable details so you can review the option.
Do I have to accept an offer?
No. Receiving a financing option does not require you to accept it. You can review the applicable terms and decide whether you want to move forward.
How fast can I receive funding?
Funding timelines vary by provider, financing product, application, documentation and underwriting requirements. Some options may move quickly, while others may require additional review.

Transparency

Good to know

Does ClickFundBiz charge a fee?
ClickFundBiz may receive compensation from participating financing providers when a transaction is completed. Any required compensation or fee disclosures will be provided as applicable.
Is ClickFundBiz a lender?
ClickFundBiz operates as a commercial financing broker/intermediary. We help facilitate connections between businesses and participating financing providers. Financing is provided by the applicable financing provider, which independently makes its financing decisions and establishes the applicable terms.
Is ClickFundBiz available in every state?
Availability can vary by state, financing product, provider and applicable requirements. Your eligibility will depend on where your business is located and the financing options available through participating providers.

Ready to explore your options?

Tell us about your business and what you're looking for. We'll help you take the next step.