Terms of Use

By accessing or using our website, creating an account, or submitting a financing request, you agree to be bound by these Terms and by our Privacy Policy. If you are using the website on behalf of a business, you represent that you are authorized to bind that business, and "you" refers to both you and the business. If you do not agree to these Terms, do not use the website.

ClickFundBiz operates a website through which businesses can describe their financing needs, submit supporting information and documents, and be connected with third-party financing providers. ClickFundBiz acts solely as a broker/intermediary. We do not lend money, approve applications, or set the rates, fees, or terms of any financing product.

Any decision to extend financing, and all applicable amounts, rates, fees, terms, and timing, are made solely by the applicable financing provider. ClickFundBiz makes no representation that any provider will consider or approve your request, that any offer will be made, or that any offer will contain particular terms.

You agree that all information and documents you provide are, to the best of your knowledge, true, accurate, current, and complete, and that you will promptly update us if any material information changes while your request is being considered. Providing false or misleading information in connection with a financing request may have legal consequences and may result in the termination of our services to you.

By submitting a financing request, you authorize ClickFundBiz to share the information and documents you provide with third-party financing providers for the purpose of evaluating your request, as described in our Privacy Policy and the consents presented during the application process. Each financing provider handles your information under its own policies, and any credit inquiry requiring separate consent will be requested before it is made.

By using the website, you consent to receive application-related communications, disclosures, and documents from us electronically, including by email and through your account portal. You confirm that you are able to access and retain electronic records. You may request paper copies or withdraw electronic-delivery consent by contacting us; doing so may affect our ability to provide the service.

The website and its content, including text, page designs, graphics, and software, are owned by ClickFundBiz or its licensors and are protected by intellectual property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to use the website for its intended purpose. You may not copy, modify, distribute, or create derivative works from the website or its content without our prior written permission.

You agree not to:

• Submit information on behalf of a business you are not authorized to represent.
• Provide false, misleading, or fraudulent information or documents.
• Use the website for any unlawful purpose or in violation of any applicable law.
• Attempt to gain unauthorized access to accounts, systems, or data, or interfere with the operation or security of the website.
• Use automated means to scrape, harvest, or collect information from the website.
• Upload files containing malicious code.

We may suspend or terminate access for violations of this section.

Financing providers are independent third parties. They are solely responsible for their own products, underwriting decisions, disclosures, agreements, and compliance with applicable law. Any financing agreement you enter into is between you and the provider, and the provider's terms govern that agreement. ClickFundBiz is not a party to, and is not responsible for, any financing agreement between you and a provider. Review all provider documents carefully before signing.

[Disclaimer language to be reviewed and finalized by counsel]

The website and our services are provided on an "as is" and "as available" basis. To the fullest extent permitted by applicable law, ClickFundBiz disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Nothing on the website constitutes financial, legal, tax, or accounting advice; consult your own advisors before entering into any financing transaction.

[Limitation of liability language to be reviewed and finalized by counsel]

To the fullest extent permitted by applicable law, ClickFundBiz and its officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, or data, arising out of or related to your use of the website or services, and our total liability for any claim will not exceed the amount, if any, you paid to ClickFundBiz for the service giving rise to the claim. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

You agree to indemnify and hold harmless ClickFundBiz and its officers, directors, employees, and agents from and against claims, losses, and expenses (including reasonable attorneys' fees) arising out of your breach of these Terms, your violation of applicable law, or inaccurate or fraudulent information you provide.

These Terms are governed by the laws of [State (to be determined upon legal review)], without regard to its conflict-of-laws principles. [Venue and dispute-resolution provisions to be added per counsel]

We may update these Terms from time to time. When we do, we will revise the "Last updated" date at the top of this page, and material changes will be communicated as required by applicable law. Your continued use of the website after an update means the revised Terms apply to you.

Questions about these Terms? Reach us through our contact page or by email at [legal contact email (to be confirmed)].