Offer Comparison Tool
Normalizes two or three funding offers you already have onto the same yardsticks: total cost, cost per dollar and annualized cost. No ranking, no scores.
Fill in amount funded, total payback and term for each of the offers you entered above. The side-by-side math appears instantly once every field is in.
How to read the numbers
Offers arrive shaped differently on purpose: one quotes a factor rate, one an interest rate, one a weekly payment. Reducing each one to cost per dollar and a common time scale puts them on one yardstick, so the differences stop hiding in the formatting.
Cheapest per dollar is not automatically right. A faster payback can strain cash flow even when it costs less in total, and a longer term can cost more in dollars while being easier to survive. Which trade-off matters most is your call; the guides below walk through how to think about it.
Go deeper
Guides from our resource library that pair with this tool.
Want a real number instead of an estimate?
A calculator can only work with what you type into it. One short application lets funding providers look at your actual statements and respond with real figures, and talking it through first costs nothing.
Submitting an application does not guarantee approval, funding, or any particular rate or term.
Financing options are provided by participating financing providers and are subject to their eligibility requirements, approval and terms.