The resource desk
What products really cost, what funders actually read in your file, and what to do when cash is tight. No hype, real numbers, and honest answers even when the honest answer is to wait.
Business Loan Types & Products
A line of credit is reusable permission to borrow; a term loan is one lump sum on a schedule. Cost, qualification, reuse and fit, compared without spin.
MCA & Merchant Cash Advance
MCA renewals can be fair deals or expensive traps, and the difference is arithmetic. The double-dip explained, the net-new-money test, and when renewing fits.
MCA & Merchant Cash Advance
MCA stacking means running several advances at once. How stacks form, the worked math of the spiral, what your contracts say about it, and the exits that exist.
MCA & Merchant Cash Advance
Merchant cash advance or business loan? The structural differences, worked side-by-side math on $60,000, and the questions that actually settle the choice.